Can my credit card company sue me after my bankruptcy debts are discharged in my bankruptcy?

No.  The Automatic Stay under the Bankruptcy Codes protects you from any lawsuits your credit card company would file against you.  The Automatic Stay also prevents the credit card company from contacting you via telephone, email, or mail after your debts have been discharged in your bankruptcy.  If you would like to know your options and know whether [...]

By | 2014-12-17T20:02:05+00:00 December 17th, 2014|Bankruptcy|Comments Off on Can my credit card company sue me after my bankruptcy debts are discharged in my bankruptcy?

Can I Eliminate My Credit Card Debts in a Bankruptcy?

Many people file for bankruptcy due to credit card debts.  While there are some exceptions (such as fraud), most credit card debts can be discharged in your Chapter 7 bankruptcy.  When you file for Chapter 7 bankruptcy, most of your credit card debts are viewed as a non-priority unsecured debts.  As such, these credit card [...]

By | 2014-12-17T00:18:12+00:00 December 17th, 2014|Bankruptcy|Comments Off on Can I Eliminate My Credit Card Debts in a Bankruptcy?

What is Prop 213 in California?

If you are injured while operating a vehicle that does not have automobile insurance coverage and your injury was the result of another person's negligence, you will not be entitled to recover compensation for your pain and suffering.  The recovery of your case will be limited to compensation for your medical expenses and property damage. [...]

By | 2014-03-07T00:46:38+00:00 March 7th, 2014|Personal Injury|Comments Off on What is Prop 213 in California?

Thinking about filing Chapter 7 bankruptcy?

If you are overwhelmed with credit card debts and are unable to pay your minimum payments, Chapter 7 bankruptcy may be an option.  A Chapter 7 bankruptcy is designed to help eliminate your unsecured credit card debts and allow you to "start fresh."  If you would like to know your options and know whether or [...]

By | 2014-01-23T00:52:11+00:00 January 23rd, 2014|Bankruptcy|Comments Off on Thinking about filing Chapter 7 bankruptcy?

Uninsured motorist coverage on an automobile insurance policy

The purpose of having uninsured motorist coverage on your automobile insurance policy is to protect you  in two situations.  The first situation is when the person who caused the accident does not have automobile insurance.  The second situation is when the person who caused the accident has automobile insurance, but the policy limits are not [...]

By | 2014-01-23T00:39:45+00:00 January 23rd, 2014|Personal Injury|Comments Off on Uninsured motorist coverage on an automobile insurance policy

341(a) Meeting of Creditors

After filing Chapter 7 bankruptcy, you are required to attended a 341(a) meeting of creditors.  At this meeting of creditors, you will appear in front of the Chapter 7 trustee that has been assigned to your bankruptcy case.  In order for the trustee to examine your bankruptcy petition and schedules, you are required to present [...]

By | 2014-01-22T23:01:50+00:00 January 22nd, 2014|Bankruptcy|Comments Off on 341(a) Meeting of Creditors

Contingency Fees in Personal Injury Cases

Contingency fees in a personal injury automobile accident means that the attorney is only paid if and when the case settles or when there is a judgment in favor of the injured client.  Contingency fees are generally a percentage of the total amount recovered on behalf of the client.   In most cases, there is a range [...]

By | 2012-09-25T22:47:38+00:00 September 25th, 2012|Personal Injury|Comments Off on Contingency Fees in Personal Injury Cases

DUI Checkpoints this Saturday, August 20, 2011

According to the Press Telegram, LAPD will be conducting two checkpoints this weekend from 8 p.m. to 2 a.m. Saturday at the following locations: Figueroa Street and 33rd Street in the LAPD's Southwest area and Glenoaks Boulevard and Paxton Street in its Foothill area.  If you need any legal assistance in Van Nuys DUI, contact the [...]

By | 2011-08-19T23:02:25+00:00 August 19th, 2011|DUI|Comments Off on DUI Checkpoints this Saturday, August 20, 2011

The End of the Red Light Camera Program

According to the Los Angeles Superior Court, the City of Los Angeles has decided to end its red light camera program on July 31, 2011. The City's action does not stop the processing of outstanding red-light citations. It does not eliminate penalties associated with red-light citations. It does not constitute grounds for a refund of [...]

By | 2011-08-19T22:44:44+00:00 August 19th, 2011|Uncategorized|Comments Off on The End of the Red Light Camera Program

California’s Unemployment Rate

According to the Employment Development Department - State of California, California's unemployment rate increased from 11.8% to 12% in July, 2011.  If you are unemployed and are unable to make your current monthly payments, chapter 7 bankruptcy may be an option.  Call (818) 986-5000 for your free consultation with a Woodland Hills Bankruptcy Attorney or Contact Girgis Law Firm [...]

By | 2011-08-19T18:45:43+00:00 August 19th, 2011|Bankruptcy|Comments Off on California’s Unemployment Rate

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